Terms of Service

Effective date: April 14, 2026

1. Acceptance of Terms

By accessing or using the Ohey platform ("Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

2. Service Description

Ohey Inc. is an SEC-registered Internet-Only Investment Adviser providing personalized, non-discretionary investment advisory services through its interactive website, including options analytics, strategy considerations, and portfolio-level analytics. The Service is delivered as a web-based application accessible via supported browsers.

As a registered investment adviser, Ohey Inc. owes you a fiduciary duty of care and loyalty. We are required to act in your best interest and provide full disclosure of all material conflicts of interest.

For complete information about our advisory services, fees, and regulatory disclosures, please review our Form ADV Part 2A and Form CRS.

3. Accounts

• You must provide accurate and complete registration information.
• You are responsible for maintaining the confidentiality of your credentials.
• You are responsible for all activity that occurs under your account.
• One account per individual. Account sharing is prohibited.

4. Subscriptions and Payment

• Basic tier: free, includes access to core analytics windows.
• Advanced tier: $29/month ($348/year), includes access to expanded analytics windows and strategy considerations.
• Pro tier: $79/month ($948/year), includes access to all analytics windows, WebSocket streaming, and alerts.
• Paid subscriptions (Advanced and Pro) are billed monthly or annually via Stripe. You may cancel at any time; access continues through the end of the billing period.
• Auto-Renewal: All paid subscriptions automatically renew at the end of each billing period (monthly or annually) at the then-current rate until cancelled. You may cancel at any time through your account settings or by contacting support.
• For Advanced and Pro plans, refunds are available between day 8 and day 30 of your subscription. A 7-day cooling-off period applies from the date of payment before refund eligibility begins. After 30 days, the refund window closes. Refunds are processed to the original payment method. The Basic tier is free and non-refundable.

5. Acceptable Use

You agree not to:

• Reverse-engineer, decompile, or attempt to extract the source code of the Service.
• Use automated tools (bots, scrapers) to access the Service beyond normal browser usage.
• Redistribute, resell, or sublicense access to the Service or its data.
• Interfere with or disrupt the integrity or performance of the Service.
• Use the Service for any unlawful purpose.

6. Intellectual Property

All content, software, trademarks, and data provided through the Service are the property of Ohey Inc. or its licensors. Your subscription grants a limited, non-exclusive, non-transferable license to use the Service for investment advisory services.

7. Data and Market Information

Market data displayed on the platform is sourced from third-party providers and is provided on an "as-is" basis. Ohey does not guarantee the accuracy, completeness, or timeliness of any market data. Data may be delayed or unavailable during market disruptions.

8. Advisory Services Disclosure

The Service provides non-discretionary investment advisory services. Recommendations are personalized based on your profile and are provided for your independent evaluation. You make all trading decisions and execute trades through your own broker. Ohey Inc. does not manage your account, execute trades on your behalf, or have custody of your funds. Past performance of any analytics signal does not guarantee future results.

9. Limitation of Liability

To the maximum extent permitted by law, Ohey Inc. shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Service, including but not limited to data loss or service interruptions. This limitation does not apply to losses arising from our breach of fiduciary duty, negligence, or willful misconduct in the provision of investment advisory services.

10. Service Availability

We strive for high availability but do not guarantee uninterrupted access. The Service may be temporarily unavailable for maintenance, upgrades, or due to circumstances beyond our control. We will make reasonable efforts to provide advance notice of planned downtime.

11. Termination

We may suspend or terminate your account if you violate these terms. You may delete your account at any time by contacting support. Upon termination, your right to access the Service ceases immediately.

12. Modifications

We reserve the right to modify these terms at any time. Material changes will be communicated via email or in-platform notice at least 14 days before taking effect. Continued use after changes constitutes acceptance.

13. Governing Law

These terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law provisions.

14. Dispute Resolution

Any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall first be submitted to good-faith mediation. If mediation is unsuccessful, the dispute shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules, conducted in Alameda County, California. Nothing in this section limits your ability to bring claims relating to the advisory relationship before the SEC or applicable state securities regulators.

15. Contact

For questions regarding these terms:

Ohey Inc.
Email: [email protected]