Terms of Service.

1. Who we are

Ohey Inc is a company incorporated in the United States. RingMaster is a product operated by Ohey Inc. In these terms, "we", "us" and "Ohey" mean Ohey Inc, and "you" means the person using the site.

You can reach us at contact@oheyinc.com.

2. What this site is

RingMaster is a website. Ohey Inc publishes on it: a ranked list of names, the analytics around that list, and education about the method. You place any orders yourself, in your own account, at your own broker.

3. What the service is

RingMaster is a website. It works like this:

• You open an account with an email address and a password, and confirm the address. There is nothing else to fill in. We do not ask about your goals, your circumstances or your account, because nothing we publish is chosen for any individual reader.
• Every trading evening our models rank a broad list of US names and publish one book. A book is a list of holdings and the weight of each one.
• You see the book, the weights, and the reasoning behind it. So does every other reader, in the same words. Your plan decides when you see it and nothing else does.
• You decide what to do. If you choose to act, you place every order yourself, in your own account, at your own broker.

It is one hundred percent software. No human at Ohey picks or changes a book for any one reader. People at Ohey build and maintain the models for everyone, not for you personally.

4. What the service is not

This list is exact, and we intend to be held to it:

• No custody. We never hold, receive, or have access to your money or your securities.
• No discretion. We cannot make a decision for your account. You make every decision.
• No execution. We do not place orders, ever.
• No brokerage connection. We do not connect to your broker. We do not ask for and do not want your broker login.
• No auto trading and no mirroring. Nothing on this site can trade on your behalf or copy a book into your account.
• No promise about the future. A book is a model, not a forecast you can rely on, and not a guarantee of anything.

5. You are a subscriber, and nothing here is personal

You are a subscriber to a publication. You are not a client of Ohey Inc, and no personal duty is owed to you beyond the terms of this contract.

What we publish is impersonal. It goes to every subscriber in the same words, on a regular schedule, and none of it is written for one person. We do not know your circumstances, we do not ask, and nothing we publish takes them into account.

Nobody at Ohey Inc answers a personal investment question by telephone, in person, by email or by chat. Support helps with the site and your account only. If any other page appears to say otherwise, this section governs.

6. Your orders are yours

You are responsible for every order you place. That covers the size of it, the timing of it, the account you place it in, and the outcome. You are also responsible for your own taxes and for meeting your broker's rules, including margin rules and the pattern day trader rule.

Investing puts your money at risk. You can lose money, including all of the money you put in. Do not invest money you cannot afford to lose. If you are unsure, speak to a professional who knows your full situation.

7. Who may use the service

To open an account you must:

• be at least 18 years old;
• be a natural person resident in the United States, using the service for your own account;
• have the legal capacity to enter into this contract; and
• not be barred from using the service under any law that applies to you.

The service is built for people in the United States. We do not offer it to people outside the United States, and we may decline or close an account that falls outside the eligibility above.

8. Your account

Keep your login details private. You are responsible for activity under your account. Tell us at contact@oheyinc.com if you think someone else has access to it.

Your account is for you. Do not share a login, and do not open an account on behalf of somebody else.

9. Plans and fees

There are two plans. The free plan carries everything this site publishes, including everything our models produce. It is not time limited: it does not expire, and it is not a trial of the paid plan. Membership is $19 a month or $190 a year. What it buys is timing: the output of our models for the current session, rather than one trading session later.

The free plan reads the first two names of tonight's book the same evening, and the rest one session later. New members get a 14 day free trial of Membership. A card is required, and nothing is charged during the trial. The first charge comes when the trial ends, and cancelling during the trial costs nothing. Each account gets one trial, ever.

Market data we did not generate, such as the options figures, and your own records are current on both plans. Twelve months bought one at a time would be $228. At $190 you pay for ten months and read for twelve, so paying yearly saves you $38. Both schedules carry exactly the same thing, and the only difference is when you pay.

If you pay annually and then cancel part way through, we refund the whole months you have not used. The refund is one twelfth of the annual price you paid for each whole month, rounded up to the cent. On the $190 schedule that is $15.84 a month. We keep no cancellation fee. The month you are in is not refunded, because you had access for it. Monthly cancels at the end of the period you have paid for, with nothing further taken.

Prices, billing terms, renewal terms and cancellation terms are shown to you in full before you are asked to pay. You agree to them at that point. See the Pricing page.

10. The connector, and the keys it uses

RingMaster offers a read only connector so that your own AI client can read what your plan already shows you. Adding it is free on any plan. Full instructions are on the Your AI page.

• A grant or a key acts as you. Anything read through it is read under your account and counts as your use of the service under these terms. Keep a key private, exactly as you keep your password private.
• It reads and never writes. No tool on the connector can place an order, change a setting, edit a list, or reach past what your plan already shows you.
• Fair use is 600 requests a day for each account. Every key you hold shares that one budget. The count resets at midnight UTC. We may refuse requests above that, and we will tell you why.
• No resale and no redistribution. The books, the weights, the ranking and the reasoning may not be resold, republished or redistributed. They may not be fed into a product you offer to other people, whether for free or for money. Section 11 covers this in full and applies to the connector in the same way.
• We may withdraw a key or a grant. We may do so if it is used outside these terms, if it appears to be compromised, or if it threatens the service for other readers. Where we can, we will tell you first.
• Third party AI clients are theirs, not ours. Claude, ChatGPT, Cursor and any other client are operated by other companies, under their own terms and their own privacy policies. We do not control them, we are not responsible for them, and what one of them says about a figure it read is not our statement.

Every answer the connector returns carries a stamp. It names the session, the publication time, a receipt over the figures, and the page where you can check it. What the connector records about you, and for how long, is set out in section 3 and section 11 of the Privacy Policy.

11. Acceptable use

Please do not:

• copy, scrape, resell, redistribute or republish the books, the weights, or the reasoning, whether for free or for money;
• use the service to run a business of your own that tells other people what to buy or sell, or to manage other people's money;
• share your login, a connector key or a grant, or use someone else's;
• break into, probe, overload, or interfere with the site or anyone else's use of it;
• use automated tools to pull content off the site without our written permission, outside the fair use the connector allows; or
• use the service for anything unlawful, or in a way that misleads other people about what it is.

We may suspend or close an account that does any of these things.

12. Our intellectual property

The site, the software, the models, the books and the weights belong to Ohey Inc or to our licensors. So do the written reasoning, the wording, the layout and the marks "Ohey" and "RingMaster". Nothing in these terms transfers any of that to you.

While your account is open and in good standing, you may view and use the content for your own personal, non commercial investing decisions. That is the whole of the permission we give, and it is the same permission whether you read in a browser or through the connector.

13. Content from other people

The site may show market data or link to other websites. We do not control those sources and we are not responsible for them. Market data can be delayed, incomplete or wrong. Treat a link as a pointer, not as our endorsement.

14. No warranties

We provide the site and the product "as is" and "as available". To the fullest extent the law allows, we disclaim all warranties, whether written, spoken, implied or otherwise. That includes any implied warranty of merchantability, fitness for a particular purpose, title, and non infringement.

We do not warrant that the site will be uninterrupted, timely, error free, or that any data shown is accurate or complete. We do not warrant that any book, any holding, any weight, or any piece of reasoning will fit your situation or will work out well.

15. Limits on our liability

To the fullest extent the law allows, Ohey Inc and its people are not liable for indirect, incidental, special, consequential, exemplary or punitive damages. That limit also covers lost money, lost opportunity, lost data and trading losses, arising out of or relating to the site or the product.

Where liability cannot be excluded, our total liability to you is capped. The cap covers all claims arising out of or relating to the site or the product, and it is the greater of these two amounts:

• the fees you actually paid us in the twelve months before the event that gave rise to the claim; and
• one hundred United States dollars.

This section does not take away any right you have under the law. Nothing in these terms waives or limits, or is intended to waive or limit, any right you have under the federal securities laws. The same is true of any right or remedy you have under a state securities law. Nothing here limits liability for our own fraud, willful misconduct, or gross negligence, or any other liability that cannot lawfully be limited. If any part of this section conflicts with that principle, that principle wins.

16. Indemnity

Someone may bring a claim against us because of your breach of these terms, your misuse of the service, or your breach of the law. If that happens, you agree to defend us and to cover the reasonable costs and damages that result. We will tell you promptly about any such claim, and we will not settle it without talking to you first.

17. Changes to the service and to these terms

We may change, pause, or stop any part of the service. We may change these terms. If we make a change that matters to you, we will post the new version here with a new edition date. Where we have your email address and the change is significant, we will also email you.

If you keep using the service after a change takes effect, that is your acceptance of it. If you do not accept it, stop using the service and close your account.

18. Ending this agreement

You may stop using the service and close your account at any time, for any reason, by writing to contact@oheyinc.com. You do not have to give a reason.

We may suspend or close your account at any time. That applies if you breach these terms, if the law requires it, or if we stop offering the service. Where we can, we will give you notice and a way to save what is yours.

Sections that by their nature should survive the end of this agreement do survive it, including sections 12, 14, 15, 16, 19 and 20.

19. Governing law and disputes

These terms are governed by the laws of the State of California, without regard to its conflict of law rules. Ohey Inc is a California corporation and its only place of business is in Pleasanton, California.

Two courts are a proper venue for any dispute arising out of or relating to these terms. They are the state courts located in Alameda County, California, and the United States District Court for the Northern District of California. You and Ohey Inc each consent to the jurisdiction of those courts. That venue is not exclusive. Nothing in this section limits any right you have to bring a claim in another forum where the law allows it.

There is no arbitration clause in these terms, and there is no jury waiver and no class action waiver. We do not require you to arbitrate a dispute. We do not ask you to give up a jury. We do not ask you to give up the right to take part in a class or representative action.

Nothing here requires you to give up a forum that the law reserves for you.

20. Other terms

• Whole agreement. These terms, together with the Privacy Policy and the Disclosures page, are the whole agreement between you and us about the site. They replace anything said before.
• Severability. If a court finds part of these terms unenforceable, the rest stays in force.
• No waiver. If we do not enforce a term straight away, we have not given it up.
• Assignment. You may not transfer these terms to someone else. We may transfer them to a company that takes over our business, on the same terms. If we do, we will tell you before it takes effect, and you may cancel and take the refund section 9 describes.
• No third party rights. These terms are between you and us only.

21. How to contact us

Write to contact@oheyinc.com. That address reaches us for questions, complaints, account closure and privacy requests. We aim to reply within five business days.

Investing puts your money at risk and you can lose money, including all of the money you put in.