Financials

Ally Financial Inc. (ALLY) options and signal

Figures as of 28 Sep 2026

ALLY is Ally Financial Inc., a Financials name the model ranks every trading day. The options figures are from the close on 28 Sep 2026. The model's figures are from 25 Sep 2026, one trading day behind the latest, as the Free plan shows them. Every model figure is paper trading.

Membership gets tonight's signals the night they publish. Free gets every options screen, never delayed, and the signals one trading day behind.

Start free See the plans

At a glance

Figure	Value	Date
IV rank	57 of 100	28 Sep
At the money IV	32.9%	28 Sep
Priced move to 16 Oct	7.8% down, 8.5% up	28 Sep
Call wall and put wall	Both 38	28 Sep
Signal and the desk's view	No signal, view bullish	25 Sep
Last close	38.19	28 Sep
Next report	20 Oct 2026	28 Sep

Options Snapshot

ALLY's IV rank is 57 of 100 on 28 Sep 2026.

Figure	Value
IV rank	57 of 100
At the money IV	32.9%, near month, 18 days
Put/call ratio, open interest	0.78
Call open interest, strikes captured near the price	35,500 contracts
Put open interest, strikes captured near the price	27,800 contracts
Cost to trade at the money	Fair, 25.4% of the option's mid price

IV rank is where the at the money IV sits among ALLY's own weekly readings, 0 the lowest and 100 the highest.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Options Snapshot in RingMaster The Options Snapshot guide

Priced Range

On 28 Sep 2026, ALLY options priced a move of 7.8 percent down and 8.5 percent up by 16 Oct 2026.

Expiry	Days	Down	Up	Range
16 Oct 2026	18	7.8%	8.5%	35.21 to 41.45
20 Nov 2026	53	13.5%	13.9%	33.05 to 43.50
18 Dec 2026	81	16.1%	16.0%	32.06 to 44.29
15 Jan 2027	109	18.2%	18.3%	31.23 to 45.18
19 Mar 2027	172	22.4%	25.2%	29.63 to 47.83

The range is one standard deviation either side of the close of 38.19, as the option prices imply it.

A priced move restates option prices at the close and says nothing certain about where the price goes.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Priced Range in RingMaster The Priced Range guide

Gamma Map

On 28 Sep 2026, ALLY's call wall and put wall are both at the 38 strike.

Figure	Value
Call wall, most open call gamma	38
Put wall, most open put gamma	38
Net dollar gamma, calls minus puts	minus $485,950
Total dollar gamma, both sides	$5.99 million
Close	38.19

Dollar gamma is stated for a one percent move in the price.

Net is calls minus puts under the standard convention, not a record of who holds the contracts.

Net gamma changes sign at 2 strikes, so no single flip strike is named.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Gamma Map in RingMaster The Gamma Map guide

Volatility History

On 28 Sep 2026, ALLY's at the money IV is 32.9 percent against 20 day realized volatility of 22.8 percent.

Figure	Value
At the money IV	32.9%
Realized volatility, 20 trading days	22.8%
Realized volatility, 60 trading days	23.2%
IV against its own weekly record	In the middle
Weekly readings on record	625, from 25 Apr 2014
Weeks the price moved more than the one week priced move	28.4% of 236 weeks

Realized volatility is worked out from the daily closes the desk holds, not from the option chain.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Volatility History in RingMaster The Volatility History guide

Volatility Weather

On 28 Sep 2026, ALLY's at the money IV runs from 32.9 percent at 18 days to 48.2 percent at 172 days.

Days to expiry	At the money IV
18	32.9%
53	39.8%
81	32.7%
109	34.5%
172	48.2%

Far expiries price more volatility than near ones, an upward sloping term structure.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Volatility Weather in RingMaster The Volatility Weather guide

Volatility Smile

On 28 Sep 2026, at the 53 day expiry, ALLY's IV ten percent below the price sits 0.9 points above at the money IV.

Strike area	Implied volatility	Against at the money
10% below the price	40.7%	+0.9 points
At the money	39.8%	0.0 points
10% above the price	37.2%	-2.5 points

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Volatility Smile in RingMaster The Volatility Smile guide

Volatility Surface

On 28 Sep 2026, ALLY's surface spans 5 expiries out to 172 days, with IV from 31.6 to 96.4 percent near the price.

Figure	Value
Expiries captured	5
Nearest expiry	16 Oct 2026, 18 days
Farthest expiry	19 Mar 2027, 172 days
Points within 10% of the price, 7 days out or more	39
Lowest IV among them	31.6%
Highest IV among them	96.4%

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Volatility Surface in RingMaster The Volatility Surface guide

Expiry Ladder

On 28 Sep 2026, ALLY has 5 captured expiries, from 16 Oct 2026 to 19 Mar 2027.

Expiry	Days	At the money IV	Call open interest	Put open interest
16 Oct 2026	18	32.9%	23,481	9,735
20 Nov 2026	53	39.8%	4,089	4,471
18 Dec 2026	81	32.7%	1,134	5,024
15 Jan 2027	109	34.5%	6,267	7,769
19 Mar 2027	172	48.2%	489	840

Open interest is summed over the strikes captured near the price on each expiry.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Expiry Ladder in RingMaster The Expiry Ladder guide

Strike Table

On 28 Sep 2026, ALLY's largest open interest sits at the 40 strike, with 12,065 contracts across the captured expiries.

Strike	Call open interest	Put open interest	Total
40	2,438	9,627	12,065
45	8,628	488	9,116
38	2,659	5,729	8,388
43	7,181	274	7,455
42	2,975	819	3,794
35	923	2,250	3,173

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Strike Table in RingMaster The Strike Table guide

Since Yesterday

From 25 Sep 2026 to 28 Sep 2026, ALLY's at the money IV moved from 32.1 percent to 32.9 percent.

Figure	25 Sep	28 Sep	Change
At the money IV	32.1%	32.9%	+0.7 points
Open interest, strikes captured near the price	61,849	63,299	+1,450
Put/call ratio, open interest	0.80	0.79	-0.01

Open interest changes cannot identify buyers or sellers.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Since Yesterday in RingMaster The Since Yesterday guide

Changed Hands

On 28 Sep 2026, 2,506 ALLY option contracts traded, 0.6 times its own recent average.

Figure	Value
Calls traded	1,299
Puts traded	1,207
Against its recent average	0.6 times
Busier than	1 of its last 20 trading days
Open interest, whole chain	69,086 contracts
Volume to open interest	0.04
Unusual volume flag	No

Traded volume and open interest are shown side by side and never combined. Open interest changes cannot identify buyers or sellers.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Changed Hands in RingMaster The Changed Hands guide

Positioning Replay

The replay holds 33 trading days of ALLY's option positioning, from 11 Aug 2026 to 28 Sep 2026.

Date	Close	Net dollar gamma	Top call strike	Top put strike
11 Aug 2026	43.95	$1.58 million	47	40
21 Sep 2026	39.89	$297,684	43	40
28 Sep 2026	38.19	minus $485,950	38	38

Each frame restates one nightly capture. Net is calls minus puts, a convention, not who holds the contracts.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Positioning Replay in RingMaster The Positioning Replay guide

Read-out

On 25 Sep 2026 the desk's view of ALLY was bullish, paper trading.

Figure	Value
Side	Bullish at 45 trading days, no signal
Level above the close	39.84, the swing high of 15 Sep 2026
Level below the close	38.06, the swing low of 28 Sep 2026, a close past it runs against the view
The chart	Sits against the view
Strategy family	Cash-secured put (sell a put below the price)
Price target	None. The desk has no price model.

The levels are prices the shares turned at on the chart, with the date of each.

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Read-out in RingMaster The Read-out guide

Rank by Timeframe

On 25 Sep 2026 ALLY sat at the 97th percentile of the model's 45 trading day ranking, paper trading.

Timeframe	Percentile	Side
10 trading days	66 of 100	Neutral
20 trading days	87 of 100	Bullish
45 trading days	97 of 100	Bullish

100 is the top of the ranking. A name in the middle three fifths is neutral.

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Rank by Timeframe in RingMaster The Rank by Timeframe guide

Timeframe Agreement

On 25 Sep 2026, 2 of 3 timeframes put ALLY on the bullish side, paper trading.

Group	Timeframes	Side	On that side
Near	10 day, 20 day	Bullish	1 of 2
Long	45 day	Bullish	1 of 1

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Timeframe Agreement in RingMaster The Timeframe Agreement guide

Signal History

On 25 Sep 2026 ALLY had carried no signal for at least 18 trading days, paper trading.

Trading day	Signal	45 day percentile
25 Sep 2026	None	97 of 100
24 Sep 2026	None	90 of 100
23 Sep 2026	None	86 of 100
22 Sep 2026	None	91 of 100
21 Sep 2026	None	90 of 100
18 Sep 2026	None	89 of 100
17 Sep 2026	None	87 of 100
16 Sep 2026	None	97 of 100

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Signal History in RingMaster The Signal History guide

Sector Split

On 25 Sep 2026, 63 of 135 Financials names were bullish and 32 were bearish, paper trading.

Sector	Names	Bullish	Bearish	Neutral
Financials	135	63	32	40

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Sector Split in RingMaster The Sector Split guide

Price Chart

ALLY closed at 38.19 on 28 Sep 2026.

Figure	Value
Last close	38.19
Change over 5 trading days	-4.3%
Change over 21 trading days	-10.6%
Change over 63 trading days	-19.2%
Change over 252 trading days	-6.5%
52 week high	47.29
52 week low	35.92
20 day moving average	41.00
50 day moving average	42.61
200 day moving average	42.80
RSI, 14 days	26

Worked out from the desk's own daily bars, adjusted for share splits.

From the daily bars through 28 Sep 2026. Current on every plan.

Open Price Chart in RingMaster The Price Chart guide

Earnings Radar

ALLY reports next on 20 Oct 2026, a date confirmed by the company.

Figure	Value
Next report	20 Oct 2026, before the open
Date	Confirmed by the company
Move after the report of 21 Jul 2026	-2.4%
Move after the report of 17 Apr 2026	+8.1%
Move after the report of 21 Jan 2026	+0.0%
Move after the report of 17 Oct 2025	+3.6%

Earnings calendar as of 28 Sep 2026. Current on every plan.

Open Earnings Radar in RingMaster The Earnings Radar guide

Company Events

ALLY filed 1 current report in the 14 days to 28 Sep 2026, the latest on 16 Sep 2026.

Filed	Report	What it covers
16 Sep 2026	Current report	Other Events

Filings as of 28 Sep 2026. Current on every plan.

Open Company Events in RingMaster The Company Events guide

Seasonality

In the 12 Septembers on record, ALLY's average change was minus 3.3 percent, and it rose in 25.0 percent of them.

Month	Average change	Middle change	Share of years up	Years
September	-3.3%	-3.6%	25.0%	12
October	-2.3%	-2.1%	16.7%	12
November	+5.8%	+4.9%	83.3%	12

Each figure is a month end to month end change in past years. A past month says nothing certain about the next one.

Monthly history through 28 Sep 2026. Current on every plan.

Open Seasonality in RingMaster The Seasonality guide

Headlines

The desk's news feeds carried 2 headlines naming ALLY in the 3 days to 28 Sep 2026.

Figure	Value
Headlines in the window	2
Latest	28 Sep 2026

The titles are in the Headlines window, with the time each was published.

Headlines as of 28 Sep 2026. Current on every plan.

Open Headlines in RingMaster The Headlines guide

Questions

What is ALLY's IV rank?: ALLY's IV rank is 57 of 100 on 28 Sep 2026.
What move are ALLY options pricing?: On 28 Sep 2026, ALLY options priced a move of 7.8 percent down and 8.5 percent up by 16 Oct 2026.
Where are ALLY's call wall and put wall?: On 28 Sep 2026, ALLY's call wall and put wall are both at the 38 strike.
What was the desk's latest view of ALLY on the Free plan?: On 25 Sep 2026 the desk's view of ALLY was bullish, paper trading.
When does ALLY report earnings next?: ALLY reports next on 20 Oct 2026, a date confirmed by the company.

More Financials names

Guides and the full list

Membership gets tonight's signals the night they publish. Free gets every options screen, never delayed, and the signals one trading day behind.

Start free See the plans