Financials

TransUnion (TRU) options and signal

Figures as of 28 Sep 2026

TRU is TransUnion, a Financials name the model ranks every trading day. The options figures are from the close on 28 Sep 2026. The model's figures are from 25 Sep 2026, one trading day behind the latest, as the Free plan shows them. Every model figure is paper trading.

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At a glance

Figure	Value	Date
IV rank	84 of 100	28 Sep
At the money IV	47.8%	28 Sep
Priced move to 16 Oct	12.2% down, 12.9% up	28 Sep
Call wall and put wall	82.5 and 70	28 Sep
Signal and the desk's view	No signal, view neutral	25 Sep
Last close	66.19	28 Sep
Next report	22 Oct 2026	28 Sep

Options Snapshot

TRU's IV rank is 84 of 100 on 28 Sep 2026.

Figure	Value
IV rank	84 of 100
At the money IV	47.8%, near month, 18 days
Put/call ratio, open interest	0.87
Call open interest, strikes captured near the price	1,540 contracts
Put open interest, strikes captured near the price	1,340 contracts
Cost to trade at the money	Fair, 22.4% of the option's mid price

IV rank is where the at the money IV sits among TRU's own weekly readings, 0 the lowest and 100 the highest.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Priced Range

On 28 Sep 2026, TRU options priced a move of 12.2 percent down and 12.9 percent up by 16 Oct 2026.

Expiry	Days	Down	Up	Range
16 Oct 2026	18	12.2%	12.9%	58.12 to 74.71
20 Nov 2026	53	18.7%	19.6%	53.79 to 79.19
18 Dec 2026	81	24.3%	74.5%	50.09 to 115.49
15 Jan 2027	109	27.2%	27.5%	48.19 to 84.39
19 Mar 2027	172	37.0%	37.0%	41.69 to 90.69

The range is one standard deviation either side of the close of 66.19, as the option prices imply it.

A priced move restates option prices at the close and says nothing certain about where the price goes.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Gamma Map

On 28 Sep 2026, TRU's call wall is the 82.5 strike and its put wall is the 70 strike.

Figure	Value
Call wall, most open call gamma	82.5
Put wall, most open put gamma	70
Net dollar gamma, calls minus puts	minus $103,104
Total dollar gamma, both sides	$300,086
Close	66.19

Dollar gamma is stated for a one percent move in the price.

Net is calls minus puts under the standard convention, not a record of who holds the contracts.

Net gamma changes sign at 3 strikes, so no single flip strike is named.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Volatility History

On 28 Sep 2026, TRU's at the money IV is 47.8 percent against 20 day realized volatility of 37.2 percent.

Figure	Value
At the money IV	47.8%
Realized volatility, 20 trading days	37.2%
Realized volatility, 60 trading days	39.0%
IV against its own weekly record	High, in the top fifth
Weekly readings on record	546, from 10 Jul 2015
Weeks the price moved more than the one week priced move	27.9% of 233 weeks

Realized volatility is worked out from the daily closes the desk holds, not from the option chain.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Volatility Weather

On 28 Sep 2026, TRU's at the money IV runs from 47.8 percent at 18 days to 54.0 percent at 172 days.

Days to expiry	At the money IV
18	47.8%
53	49.2%
81	110.8%
109	50.4%
172	54.0%

Far expiries price more volatility than near ones, an upward sloping term structure.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Volatility Smile

On 28 Sep 2026, at the 53 day expiry, TRU's IV ten percent below the price sits 8.3 points above at the money IV.

Strike area	Implied volatility	Against at the money
10% below the price	57.5%	+8.3 points
At the money	49.2%	0.0 points
10% above the price	58.4%	+9.2 points

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Volatility Surface

On 28 Sep 2026, TRU's surface spans 5 expiries out to 172 days, with IV from 6.2 to 151.6 percent near the price.

Figure	Value
Expiries captured	5
Nearest expiry	16 Oct 2026, 18 days
Farthest expiry	19 Mar 2027, 172 days
Points within 10% of the price, 7 days out or more	21
Lowest IV among them	6.2%
Highest IV among them	151.6%

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Expiry Ladder

On 28 Sep 2026, TRU has 5 captured expiries, from 16 Oct 2026 to 19 Mar 2027.

Expiry	Days	At the money IV	Call open interest	Put open interest
16 Oct 2026	18	47.8%	221	703
20 Nov 2026	53	49.2%	18	10
18 Dec 2026	81	110.8%	590	430
15 Jan 2027	109	50.4%	680	189
19 Mar 2027	172	54.0%	33	6

Open interest is summed over the strikes captured near the price on each expiry.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Strike Table

On 28 Sep 2026, TRU's largest open interest sits at the 100 strike, with 512 contracts across the captured expiries.

Strike	Call open interest	Put open interest	Total
100	512	0	512
82.5	507	1	508
70	11	388	399
55	15	251	266
65	3	204	207
75	19	166	185

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Since Yesterday

From 25 Sep 2026 to 28 Sep 2026, TRU's at the money IV moved from 43.4 percent to 47.8 percent.

Figure	25 Sep	28 Sep	Change
At the money IV	43.4%	47.8%	+4.3 points
Open interest, strikes captured near the price	2,756	2,880	+124
Put/call ratio, open interest	0.84	0.87	+0.02

Open interest changes cannot identify buyers or sellers.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Changed Hands

On 28 Sep 2026, 915 TRU option contracts traded, 1.1 times its own recent average.

Figure	Value
Calls traded	656
Puts traded	259
Against its recent average	1.1 times
Busier than	17 of its last 20 trading days
Open interest, whole chain	2,977 contracts
Volume to open interest	0.31
Unusual volume flag	No

Traded volume and open interest are shown side by side and never combined. Open interest changes cannot identify buyers or sellers.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Positioning Replay

The replay holds 33 trading days of TRU's option positioning, from 11 Aug 2026 to 28 Sep 2026.

Date	Close	Net dollar gamma	Top call strike	Top put strike
11 Aug 2026	80.37	$614,467	77.5	75
21 Sep 2026	71.41	minus $113,502	85	70
28 Sep 2026	66.19	minus $103,104	82.5	70

Each frame restates one nightly capture. Net is calls minus puts, a convention, not who holds the contracts.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Read-out

On 25 Sep 2026 the desk's view of TRU was neutral, paper trading.

Figure	Value
Side	Neutral at 45 trading days, no signal
Level above the close	75.18, the swing high of 4 Sep 2026
Level below the close	66.02, the swing low of 28 Sep 2026
Strategy family	Iron condor (sell both sides, defined risk)
Price target	None. The desk has no price model.

The levels are prices the shares turned at on the chart, with the date of each.

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

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Rank by Timeframe

On 25 Sep 2026 TRU sat at the 47th percentile of the model's 45 trading day ranking, paper trading.

Timeframe	Percentile	Side
10 trading days	31 of 100	Neutral
20 trading days	26 of 100	Neutral
45 trading days	47 of 100	Neutral

100 is the top of the ranking. A name in the middle three fifths is neutral.

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

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Timeframe Agreement

On 25 Sep 2026 TRU's near timeframes were neutral and its long timeframe was neutral, paper trading.

Group	Timeframes	Side	On that side
Near	10 day, 20 day	Neutral	0 of 2
Long	45 day	Neutral	0 of 1

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

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Signal History

On 25 Sep 2026 TRU had carried no signal for at least 18 trading days, paper trading.

Trading day	Signal	45 day percentile
25 Sep 2026	None	47 of 100
24 Sep 2026	None	54 of 100
23 Sep 2026	None	66 of 100
22 Sep 2026	None	67 of 100
21 Sep 2026	None	59 of 100
18 Sep 2026	None	58 of 100
17 Sep 2026	None	61 of 100
16 Sep 2026	None	46 of 100

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Signal History in RingMaster The Signal History guide

Sector Split

On 25 Sep 2026, 63 of 135 Financials names were bullish and 32 were bearish, paper trading.

Sector	Names	Bullish	Bearish	Neutral
Financials	135	63	32	40

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

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Price Chart

TRU closed at 66.19 on 28 Sep 2026.

Figure	Value
Last close	66.19
Change over 5 trading days	-7.3%
Change over 21 trading days	-21.8%
Change over 63 trading days	-7.8%
Change over 252 trading days	-21.5%
52 week high	89.12
52 week low	63.37
20 day moving average	75.92
50 day moving average	78.81
200 day moving average	75.87
RSI, 14 days	27

Worked out from the desk's own daily bars, adjusted for share splits.

From the daily bars through 28 Sep 2026. Current on every plan.

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Earnings Radar

TRU reports next on 22 Oct 2026, a date confirmed by the company.

Figure	Value
Next report	22 Oct 2026, before the open
Date	Confirmed by the company
Move after the report of 28 Jul 2026	+8.5%
Move after the report of 24 Apr 2026	-2.0%
Move after the report of 22 Jan 2026	-2.2%
Move after the report of 24 Apr 2025	+6.7%

Earnings calendar as of 28 Sep 2026. Current on every plan.

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Company Events

TRU filed 1 current report in the 14 days to 28 Sep 2026, the latest on 23 Sep 2026.

Filed	Report	What it covers
23 Sep 2026	Current report	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers; Regulation FD Disclosure

Filings as of 28 Sep 2026. Current on every plan.

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Seasonality

In the 11 Septembers on record, TRU's average change was minus 4.0 percent, and it rose in 18.2 percent of them.

Month	Average change	Middle change	Share of years up	Years
September	-4.0%	-3.0%	18.2%	11
October	-4.8%	-3.1%	36.4%	11
November	+5.4%	+4.5%	63.6%	11

Each figure is a month end to month end change in past years. A past month says nothing certain about the next one.

Monthly history through 28 Sep 2026. Current on every plan.

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Headlines

The desk's news feeds carried 2 headlines naming TRU in the 3 days to 28 Sep 2026.

Figure	Value
Headlines in the window	2
Latest	28 Sep 2026

The titles are in the Headlines window, with the time each was published.

Headlines as of 28 Sep 2026. Current on every plan.

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Questions

What is TRU's IV rank?: TRU's IV rank is 84 of 100 on 28 Sep 2026.
What move are TRU options pricing?: On 28 Sep 2026, TRU options priced a move of 12.2 percent down and 12.9 percent up by 16 Oct 2026.
Where are TRU's call wall and put wall?: On 28 Sep 2026, TRU's call wall is the 82.5 strike and its put wall is the 70 strike.
What was the desk's latest view of TRU on the Free plan?: On 25 Sep 2026 the desk's view of TRU was neutral, paper trading.
When does TRU report earnings next?: TRU reports next on 22 Oct 2026, a date confirmed by the company.

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