Financials

Voya Financial, Inc. (VOYA) options and signal

Figures as of 28 Sep 2026

VOYA is Voya Financial, Inc., a Financials name the model ranks every trading day. The options figures are from the close on 28 Sep 2026. The model's figures are from 25 Sep 2026, one trading day behind the latest, as the Free plan shows them. Every model figure is paper trading.

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At a glance

Figure	Value	Date
IV rank	93 of 100	28 Sep
At the money IV	49.5%	28 Sep
Priced move to 16 Oct	10.9% down, 7.9% up	28 Sep
Call wall and put wall	110 and 87.5	28 Sep
Signal and the desk's view	No signal, view bullish	25 Sep
Last close	95.98	28 Sep
Next report	3 Nov 2026	28 Sep

Options Snapshot

VOYA's IV rank is 93 of 100 on 28 Sep 2026.

Figure	Value
IV rank	93 of 100
At the money IV	49.5%, near month, 18 days
Put/call ratio, open interest	0.45
Call open interest, strikes captured near the price	11,700 contracts
Put open interest, strikes captured near the price	5,310 contracts
Cost to trade at the money	Wide, 62.4% of the option's mid price

IV rank is where the at the money IV sits among VOYA's own weekly readings, 0 the lowest and 100 the highest.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Priced Range

On 28 Sep 2026, VOYA options priced a move of 10.9 percent down and 7.9 percent up by 16 Oct 2026.

Expiry	Days	Down	Up	Range
16 Oct 2026	18	10.9%	7.9%	85.48 to 103.54
20 Nov 2026	53	17.3%	17.1%	79.38 to 112.38
18 Dec 2026	81	19.9%	19.7%	76.88 to 114.88
19 Feb 2027	144	25.1%	23.1%	71.88 to 118.18

The range is one standard deviation either side of the close of 95.98, as the option prices imply it.

A priced move restates option prices at the close and says nothing certain about where the price goes.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Gamma Map

On 28 Sep 2026, VOYA's call wall is the 110 strike and its put wall is the 87.5 strike.

Figure	Value
Call wall, most open call gamma	110
Put wall, most open put gamma	87.5
Net dollar gamma, calls minus puts	$1.66 million
Total dollar gamma, both sides	$2.65 million
Close	95.98

Dollar gamma is stated for a one percent move in the price.

Net is calls minus puts under the standard convention, not a record of who holds the contracts.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Volatility History

On 28 Sep 2026, VOYA's at the money IV is 49.5 percent against 20 day realized volatility of 20.7 percent.

Figure	Value
At the money IV	49.5%
Realized volatility, 20 trading days	20.7%
Realized volatility, 60 trading days	19.3%
IV against its own weekly record	High, in the top fifth
Weekly readings on record	655, from 17 May 2013
Weeks the price moved more than the one week priced move	25.0% of 236 weeks

Realized volatility is worked out from the daily closes the desk holds, not from the option chain.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Volatility History in RingMaster The Volatility History guide

Volatility Weather

On 28 Sep 2026, VOYA's at the money IV runs from 49.5 percent at 18 days to 40.0 percent at 144 days.

Days to expiry	At the money IV
18	49.5%
53	38.5%
81	41.7%
144	40.0%

Near expiries price more volatility than far ones, an inverted term structure.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Volatility Smile

On 28 Sep 2026, at the 53 day expiry, VOYA's IV ten percent below the price sits 17.8 points above at the money IV.

Strike area	Implied volatility	Against at the money
10% below the price	56.3%	+17.8 points
At the money	38.5%	0.0 points
10% above the price	36.4%	-2.1 points

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Volatility Surface

On 28 Sep 2026, VOYA's surface spans 4 expiries out to 144 days, with IV from 3.1 to 56.3 percent near the price.

Figure	Value
Expiries captured	4
Nearest expiry	16 Oct 2026, 18 days
Farthest expiry	19 Feb 2027, 144 days
Points within 10% of the price, 7 days out or more	25
Lowest IV among them	3.1%
Highest IV among them	56.3%

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Expiry Ladder

On 28 Sep 2026, VOYA has 4 captured expiries, from 16 Oct 2026 to 19 Feb 2027.

Expiry	Days	At the money IV	Call open interest	Put open interest
16 Oct 2026	18	49.5%	387	39
20 Nov 2026	53	38.5%	11,059	3,777
18 Dec 2026	81	41.7%	19	1,397
19 Feb 2027	144	40.0%	220	94

Open interest is summed over the strikes captured near the price on each expiry.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Strike Table

On 28 Sep 2026, VOYA's largest open interest sits at the 110 strike, with 10,217 contracts across the captured expiries.

Strike	Call open interest	Put open interest	Total
110	10,217	0	10,217
72.5	0	1,660	1,660
70	34	1,390	1,424
87.5	1	1,244	1,245
105	1,042	44	1,086
75	1	597	598

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Since Yesterday

From 25 Sep 2026 to 28 Sep 2026, VOYA's at the money IV moved from 44.1 percent to 49.5 percent.

Figure	25 Sep	28 Sep	Change
At the money IV	44.1%	49.5%	+5.3 points
Open interest, strikes captured near the price	17,038	16,992	-46
Put/call ratio, open interest	0.46	0.45	-0.00

Open interest changes cannot identify buyers or sellers.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Changed Hands

On 28 Sep 2026, 421 VOYA option contracts traded, 0.4 times its own recent average.

Figure	Value
Calls traded	290
Puts traded	131
Against its recent average	0.4 times
Busier than	1 of its last 16 trading days
Open interest, whole chain	17,323 contracts
Volume to open interest	0.02
Unusual volume flag	No

Traded volume and open interest are shown side by side and never combined. Open interest changes cannot identify buyers or sellers.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Positioning Replay

The replay holds 17 trading days of VOYA's option positioning, from 1 Sep 2026 to 28 Sep 2026.

Date	Close	Net dollar gamma	Top call strike	Top put strike
1 Sep 2026	101.05	$1.77 million	110	95
21 Sep 2026	100.53	$2.62 million	110	87.5
28 Sep 2026	95.98	$1.66 million	110	87.5

Each frame restates one nightly capture. Net is calls minus puts, a convention, not who holds the contracts.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Read-out

On 25 Sep 2026 the desk's view of VOYA was bullish, paper trading.

Figure	Value
Side	Bullish at 45 trading days, no signal
Level above the close	100.19, the swing high of 1 Sep 2026
Level below the close	90.23, the swing low of 30 Jun 2026, a close past it runs against the view
The chart	Sits against the view
Strategy family	Cash-secured put (sell a put below the price)
Price target	None. The desk has no price model.

The levels are prices the shares turned at on the chart, with the date of each.

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Read-out in RingMaster The Read-out guide

Rank by Timeframe

On 25 Sep 2026 VOYA sat at the 93rd percentile of the model's 45 trading day ranking, paper trading.

Timeframe	Percentile	Side
10 trading days	71 of 100	Neutral
20 trading days	94 of 100	Bullish
45 trading days	93 of 100	Bullish

100 is the top of the ranking. A name in the middle three fifths is neutral.

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Rank by Timeframe in RingMaster The Rank by Timeframe guide

Timeframe Agreement

On 25 Sep 2026, 2 of 3 timeframes put VOYA on the bullish side, paper trading.

Group	Timeframes	Side	On that side
Near	10 day, 20 day	Bullish	1 of 2
Long	45 day	Bullish	1 of 1

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Timeframe Agreement in RingMaster The Timeframe Agreement guide

Signal History

On 25 Sep 2026 VOYA had carried no signal for at least 9 trading days, paper trading.

Trading day	Signal	45 day percentile
25 Sep 2026	None	93 of 100
24 Sep 2026	None	87 of 100
23 Sep 2026	None	98 of 100
22 Sep 2026	None	96 of 100
21 Sep 2026	None	72 of 100
18 Sep 2026	None	75 of 100
17 Sep 2026	None	62 of 100
16 Sep 2026	None	94 of 100

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Signal History in RingMaster The Signal History guide

Sector Split

On 25 Sep 2026, 63 of 135 Financials names were bullish and 32 were bearish, paper trading.

Sector	Names	Bullish	Bearish	Neutral
Financials	135	63	32	40

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

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Price Chart

VOYA closed at 95.98 on 28 Sep 2026.

Figure	Value
Last close	95.98
Change over 5 trading days	-4.5%
Change over 21 trading days	-5.1%
Change over 63 trading days	+5.6%
Change over 252 trading days	+27.8%
52 week high	105.64
52 week low	64.50
20 day moving average	100.85
50 day moving average	100.17
200 day moving average	83.83
RSI, 14 days	37

Worked out from the desk's own daily bars, adjusted for share splits.

From the daily bars through 28 Sep 2026. Current on every plan.

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Earnings Radar

VOYA reports next on 3 Nov 2026, a date worked out from past quarters.

Figure	Value
Next report	3 Nov 2026, after the close
Date	Worked out from past quarters
Move after the report of 29 Jul 2026	+1.5%
Move after the report of 30 Apr 2026	+0.8%
Move after the report of 28 Jan 2026	+1.0%
Move after the report of 6 May 2025	+9.1%

Earnings calendar as of 28 Sep 2026. Current on every plan.

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Seasonality

In the 13 Septembers on record, VOYA's average change was minus 0.3 percent, and it rose in 38.5 percent of them.

Month	Average change	Middle change	Share of years up	Years
September	-0.3%	-0.8%	38.5%	13
October	+2.5%	+0.7%	69.2%	13
November	+6.0%	+6.7%	76.9%	13

Each figure is a month end to month end change in past years. A past month says nothing certain about the next one.

Monthly history through 28 Sep 2026. Current on every plan.

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Headlines

The desk's news feeds carried 3 headlines naming VOYA in the 3 days to 28 Sep 2026.

Figure	Value
Headlines in the window	3
Latest	28 Sep 2026

The titles are in the Headlines window, with the time each was published.

Headlines as of 28 Sep 2026. Current on every plan.

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Questions

What is VOYA's IV rank?: VOYA's IV rank is 93 of 100 on 28 Sep 2026.
What move are VOYA options pricing?: On 28 Sep 2026, VOYA options priced a move of 10.9 percent down and 7.9 percent up by 16 Oct 2026.
Where are VOYA's call wall and put wall?: On 28 Sep 2026, VOYA's call wall is the 110 strike and its put wall is the 87.5 strike.
What was the desk's latest view of VOYA on the Free plan?: On 25 Sep 2026 the desk's view of VOYA was bullish, paper trading.
When does VOYA report earnings next?: VOYA reports next on 3 Nov 2026, a date worked out from past quarters.

More Financials names

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