Information Technology

Dave Inc. (DAVE) options and signal

Figures as of 28 Sep 2026

DAVE is Dave Inc., an Information Technology name the model ranks every trading day. The options figures are from the close on 28 Sep 2026. The model's figures are from 25 Sep 2026, one trading day behind the latest, as the Free plan shows them. Every model figure is paper trading.

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At a glance

Figure	Value	Date
IV rank	5 of 100	28 Sep
At the money IV	70.2%	28 Sep
Priced move to 30 Oct	19.4% down, 20.7% up	28 Sep
Call wall and put wall	370 and 320	28 Sep
Signal and the desk's view	No signal, view neutral	25 Sep
Last close	320.70	28 Sep
Next report	4 Nov 2026	28 Sep

Options Snapshot

DAVE's IV rank is 5 of 100 on 28 Sep 2026.

Figure	Value
IV rank	5 of 100
At the money IV	70.2%, near month, 32 days
Put/call ratio, open interest	1.42
Call open interest, strikes captured near the price	6,230 contracts
Put open interest, strikes captured near the price	8,830 contracts
Cost to trade at the money	Fair, 24.8% of the option's mid price

IV rank is where the at the money IV sits among DAVE's own weekly readings, 0 the lowest and 100 the highest.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Options Snapshot in RingMaster The Options Snapshot guide

Priced Range

On 28 Sep 2026, DAVE options priced a move of 19.4 percent down and 20.7 percent up by 30 Oct 2026.

Expiry	Days	Down	Up	Range
2 Oct 2026	4	7.4%	7.5%	297.10 to 344.70
9 Oct 2026	11	11.8%	12.4%	282.80 to 360.60
23 Oct 2026	25	17.3%	17.4%	265.10 to 376.40
30 Oct 2026	32	19.4%	20.7%	258.60 to 387.10
20 Nov 2026	53	27.8%	29.7%	231.70 to 415.80
18 Dec 2026	81	33.7%	36.2%	212.70 to 436.70
16 Apr 2027	200	50.8%	56.4%	157.70 to 501.70

The range is one standard deviation either side of the close of 320.70, as the option prices imply it.

A priced move restates option prices at the close and says nothing certain about where the price goes.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Priced Range in RingMaster The Priced Range guide

Gamma Map

On 28 Sep 2026, DAVE's call wall is the 370 strike and its put wall is the 320 strike.

Figure	Value
Call wall, most open call gamma	370
Put wall, most open put gamma	320
Net dollar gamma, calls minus puts	minus $1.95 million
Total dollar gamma, both sides	$5.57 million
Close	320.70

Dollar gamma is stated for a one percent move in the price.

Net is calls minus puts under the standard convention, not a record of who holds the contracts.

Net gamma changes sign at 3 strikes, so no single flip strike is named.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Gamma Map in RingMaster The Gamma Map guide

Volatility History

On 28 Sep 2026, DAVE's at the money IV is 70.2 percent against 20 day realized volatility of 65.9 percent.

Figure	Value
At the money IV	70.2%
Realized volatility, 20 trading days	65.9%
Realized volatility, 60 trading days	72.9%
IV against its own weekly record	Low, in the bottom fifth
Weekly readings on record	152, from 4 Feb 2022
Weeks the price moved more than the one week priced move	21.2% of 151 weeks

Realized volatility is worked out from the daily closes the desk holds, not from the option chain.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Volatility History in RingMaster The Volatility History guide

Volatility Weather

On 28 Sep 2026, DAVE's at the money IV runs from 75.5 percent at 4 days to 67.5 percent at 200 days.

Days to expiry	At the money IV
4	75.5%
11	66.8%
18	69.3%
25	67.6%
39	78.6%
53	76.9%
81	73.4%
200	67.5%

Near expiries price more volatility than far ones, an inverted term structure.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Volatility Weather in RingMaster The Volatility Weather guide

Volatility Smile

On 28 Sep 2026, at the 32 day expiry, DAVE's IV ten percent below the price sits 4.8 points below at the money IV.

Strike area	Implied volatility	Against at the money
10% below the price	65.4%	-4.8 points
At the money	70.2%	0.0 points
10% above the price	62.7%	-7.5 points

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Volatility Smile in RingMaster The Volatility Smile guide

Volatility Surface

On 28 Sep 2026, DAVE's surface spans 10 expiries out to 200 days, with IV from 60.2 to 114.7 percent near the price.

Figure	Value
Expiries captured	10
Nearest expiry	2 Oct 2026, 4 days
Farthest expiry	16 Apr 2027, 200 days
Points within 10% of the price, 7 days out or more	77
Lowest IV among them	60.2%
Highest IV among them	114.7%

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Volatility Surface in RingMaster The Volatility Surface guide

Expiry Ladder

On 28 Sep 2026, DAVE has 10 captured expiries, from 2 Oct 2026 to 16 Apr 2027.

Expiry	Days	At the money IV	Call open interest	Put open interest
2 Oct 2026	4	75.5%	108	400
9 Oct 2026	11	66.8%	35	234
16 Oct 2026	18	69.3%	942	445
23 Oct 2026	25	67.6%	32	28
30 Oct 2026	32	70.2%	32	49
6 Nov 2026	39	78.6%	2	12
20 Nov 2026	53	76.9%	753	2,938
18 Dec 2026	81	73.4%	512	4,172
15 Jan 2027	109	75.1%	3,793	497
16 Apr 2027	200	67.5%	22	53

Open interest is summed over the strikes captured near the price on each expiry.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Expiry Ladder in RingMaster The Expiry Ladder guide

Strike Table

On 28 Sep 2026, DAVE's largest open interest sits at the 320 strike, with 3,556 contracts across the captured expiries.

Strike	Call open interest	Put open interest	Total
320	129	3,427	3,556
300	177	2,411	2,588
370	1,097	80	1,177
240	608	144	752
250	589	86	675
390	166	358	524

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Strike Table in RingMaster The Strike Table guide

Since Yesterday

From 25 Sep 2026 to 28 Sep 2026, DAVE's at the money IV moved from 62.1 percent to 70.2 percent.

Figure	25 Sep	28 Sep	Change
At the money IV	62.1%	70.2%	+8.1 points
Open interest, strikes captured near the price	14,693	15,059	+366
Put/call ratio, open interest	1.38	1.42	+0.03

Open interest changes cannot identify buyers or sellers.

From the option chain at the close on 28 Sep 2026. Current on every plan.

Open Since Yesterday in RingMaster The Since Yesterday guide

Changed Hands

On 28 Sep 2026, 2,635 DAVE option contracts traded, 0.7 times its own recent average.

Figure	Value
Calls traded	1,572
Puts traded	1,063
Against its recent average	0.7 times
Busier than	3 of its last 20 trading days
Open interest, whole chain	17,781 contracts
Volume to open interest	0.15
Unusual volume flag	No

Traded volume and open interest are shown side by side and never combined. Open interest changes cannot identify buyers or sellers.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Positioning Replay

The replay holds 33 trading days of DAVE's option positioning, from 11 Aug 2026 to 28 Sep 2026.

Date	Close	Net dollar gamma	Top call strike	Top put strike
11 Aug 2026	310.00	minus $1.66 million	320	320
21 Sep 2026	350.65	minus $1.58 million	370	320
28 Sep 2026	320.70	minus $1.95 million	370	320

Each frame restates one nightly capture. Net is calls minus puts, a convention, not who holds the contracts.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Read-out

On 25 Sep 2026 the desk's view of DAVE was neutral, paper trading.

Figure	Value
Side	Neutral at 45 trading days, no signal
Level above the close	336.70, the swing high of 18 Sep 2026
Level below the close	316.65, the swing low of 23 Sep 2026
Strategy family	Long straddle (buy a call and a put at the same strike)
Price target	None. The desk has no price model.

The levels are prices the shares turned at on the chart, with the date of each.

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Read-out in RingMaster The Read-out guide

Rank by Timeframe

On 25 Sep 2026 DAVE sat at the 29th percentile of the model's 45 trading day ranking, paper trading.

Timeframe	Percentile	Side
10 trading days	51 of 100	Neutral
20 trading days	41 of 100	Neutral
45 trading days	29 of 100	Neutral

100 is the top of the ranking. A name in the middle three fifths is neutral.

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Rank by Timeframe in RingMaster The Rank by Timeframe guide

Timeframe Agreement

On 25 Sep 2026 DAVE's near timeframes were neutral and its long timeframe was neutral, paper trading.

Group	Timeframes	Side	On that side
Near	10 day, 20 day	Neutral	0 of 2
Long	45 day	Neutral	0 of 1

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Timeframe Agreement in RingMaster The Timeframe Agreement guide

Signal History

On 25 Sep 2026 DAVE had carried no signal for at least 18 trading days, paper trading.

Trading day	Signal	45 day percentile
25 Sep 2026	None	29 of 100
24 Sep 2026	None	18 of 100
23 Sep 2026	None	7 of 100
22 Sep 2026	None	10 of 100
21 Sep 2026	None	37 of 100
18 Sep 2026	None	35 of 100
17 Sep 2026	None	64 of 100
16 Sep 2026	None	15 of 100

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Signal History in RingMaster The Signal History guide

Sector Split

On 25 Sep 2026, 80 of 187 Information Technology names were bullish and 61 were bearish, paper trading.

Sector	Names	Bullish	Bearish	Neutral
Information Technology	187	80	61	46

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Sector Split in RingMaster The Sector Split guide

Price Chart

DAVE closed at 320.70 on 28 Sep 2026.

Figure	Value
Last close	320.70
Change over 5 trading days	-8.5%
Change over 21 trading days	-14.3%
Change over 63 trading days	-13.7%
Change over 252 trading days	+43.6%
52 week high	458.25
52 week low	152.21
20 day moving average	355.00
50 day moving average	364.74
200 day moving average	271.10
RSI, 14 days	40

Worked out from the desk's own daily bars, adjusted for share splits.

From the daily bars through 28 Sep 2026. Current on every plan.

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Earnings Radar

DAVE reports next on 4 Nov 2026, a date worked out from past quarters.

Figure	Value
Next report	4 Nov 2026, after the close
Date	Worked out from past quarters
Move after the report of 5 Aug 2026	-15.1%
Move after the report of 5 May 2026	-6.6%
Move after the report of 2 Mar 2026	+4.9%
Move after the report of 17 Nov 2025	-1.9%

Earnings calendar as of 28 Sep 2026. Current on every plan.

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Seasonality

In the 5 Septembers on record, DAVE's average change was minus 10.0 percent, and it rose in 40.0 percent of them.

Month	Average change	Middle change	Share of years up	Years
September	-10.0%	-6.5%	40.0%	5
October	-2.1%	-3.5%	40.0%	5
November	+38.2%	+13.8%	80.0%	5

Each figure is a month end to month end change in past years. A past month says nothing certain about the next one.

Monthly history through 28 Sep 2026. Current on every plan.

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Headlines

The desk's news feeds carried 1 headline naming DAVE in the 3 days to 28 Sep 2026.

Figure	Value
Headlines in the window	1
Latest	26 Sep 2026

The titles are in the Headlines window, with the time each was published.

Headlines as of 28 Sep 2026. Current on every plan.

Open Headlines in RingMaster The Headlines guide

Questions

What is DAVE's IV rank?: DAVE's IV rank is 5 of 100 on 28 Sep 2026.
What move are DAVE options pricing?: On 28 Sep 2026, DAVE options priced a move of 19.4 percent down and 20.7 percent up by 30 Oct 2026.
Where are DAVE's call wall and put wall?: On 28 Sep 2026, DAVE's call wall is the 370 strike and its put wall is the 320 strike.
What was the desk's latest view of DAVE on the Free plan?: On 25 Sep 2026 the desk's view of DAVE was neutral, paper trading.
When does DAVE report earnings next?: DAVE reports next on 4 Nov 2026, a date worked out from past quarters.

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