Financials

Unum Group (UNM) options and signal

Figures as of 28 Sep 2026

UNM is Unum Group, a Financials name the model ranks every trading day. The options figures are from the close on 28 Sep 2026. The model's figures are from 25 Sep 2026, one trading day behind the latest, as the Free plan shows them. Every model figure is paper trading.

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At a glance

Figure	Value	Date
IV rank	57 of 100	28 Sep
At the money IV	32.2%	28 Sep
Priced move to 16 Oct	7.0% down, 8.5% up	28 Sep
Call wall and put wall	110 and 90	28 Sep
Signal and the desk's view	No signal, view neutral	25 Sep
Last close	91.12	28 Sep
Next report	3 Nov 2026	28 Sep

Options Snapshot

UNM's IV rank is 57 of 100 on 28 Sep 2026.

Figure	Value
IV rank	57 of 100
At the money IV	32.2%, near month, 18 days
Put/call ratio, open interest	0.06
Call open interest, strikes captured near the price	73,100 contracts
Put open interest, strikes captured near the price	4,730 contracts
Cost to trade at the money	Fair, 27.9% of the option's mid price

IV rank is where the at the money IV sits among UNM's own weekly readings, 0 the lowest and 100 the highest.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Priced Range

On 28 Sep 2026, UNM options priced a move of 7.0 percent down and 8.5 percent up by 16 Oct 2026.

Expiry	Days	Down	Up	Range
16 Oct 2026	18	7.0%	8.5%	84.74 to 98.83
20 Nov 2026	53	15.0%	16.1%	77.42 to 105.82
18 Dec 2026	81	14.8%	19.0%	77.62 to 108.42
19 Mar 2027	172	21.3%	25.6%	71.72 to 114.42

The range is one standard deviation either side of the close of 91.12, as the option prices imply it.

A priced move restates option prices at the close and says nothing certain about where the price goes.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Gamma Map

On 28 Sep 2026, UNM's call wall is the 110 strike and its put wall is the 90 strike.

Figure	Value
Call wall, most open call gamma	110
Put wall, most open put gamma	90
Net dollar gamma, calls minus puts	$9.49 million
Total dollar gamma, both sides	$12.46 million
Close	91.12

Dollar gamma is stated for a one percent move in the price.

Net is calls minus puts under the standard convention, not a record of who holds the contracts.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Volatility History

On 28 Sep 2026, UNM's at the money IV is 32.2 percent against 20 day realized volatility of 25.8 percent.

Figure	Value
At the money IV	32.2%
Realized volatility, 20 trading days	25.8%
Realized volatility, 60 trading days	27.8%
IV against its own weekly record	In the middle
Weekly readings on record	825, from 8 Jan 2010
Weeks the price moved more than the one week priced move	23.7% of 236 weeks

Realized volatility is worked out from the daily closes the desk holds, not from the option chain.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Volatility Weather

On 28 Sep 2026, UNM's at the money IV runs from 32.2 percent at 18 days to 35.0 percent at 172 days.

Days to expiry	At the money IV
18	32.2%
53	36.6%
81	33.1%
172	35.0%

Far expiries price more volatility than near ones, an upward sloping term structure.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Volatility Smile

On 28 Sep 2026, at the 53 day expiry, UNM's IV ten percent below the price sits 1.9 points below at the money IV.

Strike area	Implied volatility	Against at the money
10% below the price	34.7%	-1.9 points
At the money	36.6%	0.0 points
10% above the price	40.2%	+3.5 points

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Volatility Surface

On 28 Sep 2026, UNM's surface spans 4 expiries out to 172 days, with IV from 30.9 to 57.5 percent near the price.

Figure	Value
Expiries captured	4
Nearest expiry	16 Oct 2026, 18 days
Farthest expiry	19 Mar 2027, 172 days
Points within 10% of the price, 7 days out or more	31
Lowest IV among them	30.9%
Highest IV among them	57.5%

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Expiry Ladder

On 28 Sep 2026, UNM has 4 captured expiries, from 16 Oct 2026 to 19 Mar 2027.

Expiry	Days	At the money IV	Call open interest	Put open interest
16 Oct 2026	18	32.2%	5,301	2,726
20 Nov 2026	53	36.6%	399	187
18 Dec 2026	81	33.1%	66,312	1,092
19 Mar 2027	172	35.0%	1,039	729

Open interest is summed over the strikes captured near the price on each expiry.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Strike Table

On 28 Sep 2026, UNM's largest open interest sits at the 110 strike, with 43,736 contracts across the captured expiries.

Strike	Call open interest	Put open interest	Total
110	43,727	9	43,736
105	20,834	1	20,835
100	3,063	157	3,220
95	1,369	615	1,984
90	581	934	1,515
97.5	1,218	233	1,451

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Since Yesterday

From 25 Sep 2026 to 28 Sep 2026, UNM's at the money IV moved from 32.0 percent to 32.2 percent.

Figure	25 Sep	28 Sep	Change
At the money IV	32.0%	32.2%	+0.2 points
Open interest, strikes captured near the price	83,161	77,785	-5,376
Put/call ratio, open interest	0.06	0.06	+0.01

Open interest changes cannot identify buyers or sellers.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Changed Hands

On 28 Sep 2026, 2,519 UNM option contracts traded, 1.0 times its own recent average.

Figure	Value
Calls traded	1,555
Puts traded	964
Against its recent average	1.0 times
Busier than	3 of its last 18 trading days
Open interest, whole chain	83,903 contracts
Volume to open interest	0.03
Unusual volume flag	No

Traded volume and open interest are shown side by side and never combined. Open interest changes cannot identify buyers or sellers.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Positioning Replay

The replay holds 19 trading days of UNM's option positioning, from 1 Sep 2026 to 28 Sep 2026.

Date	Close	Net dollar gamma	Top call strike	Top put strike
1 Sep 2026	91.69	$16.89 million	110	85
21 Sep 2026	93.56	$12.33 million	110	92.5
28 Sep 2026	91.12	$9.49 million	110	90

Each frame restates one nightly capture. Net is calls minus puts, a convention, not who holds the contracts.

From the option chain at the close on 28 Sep 2026. Current on every plan.

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Read-out

On 25 Sep 2026 the desk's view of UNM was neutral, paper trading.

Figure	Value
Side	Neutral at 45 trading days, no signal
Level above the close	93.42, the swing high of 16 Sep 2026
Level below the close	91.03, the swing low of 24 Sep 2026
Strategy family	Iron condor (sell both sides, defined risk)
Price target	None. The desk has no price model.

The levels are prices the shares turned at on the chart, with the date of each.

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

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Rank by Timeframe

On 25 Sep 2026 UNM sat at the 30th percentile of the model's 45 trading day ranking, paper trading.

Timeframe	Percentile	Side
10 trading days	53 of 100	Neutral
20 trading days	33 of 100	Neutral
45 trading days	30 of 100	Neutral

100 is the top of the ranking. A name in the middle three fifths is neutral.

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

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Timeframe Agreement

On 25 Sep 2026 UNM's near timeframes were neutral and its long timeframe was neutral, paper trading.

Group	Timeframes	Side	On that side
Near	10 day, 20 day	Neutral	0 of 2
Long	45 day	Neutral	0 of 1

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Timeframe Agreement in RingMaster The Timeframe Agreement guide

Signal History

On 25 Sep 2026 UNM had carried no signal for at least 18 trading days, paper trading.

Trading day	Signal	45 day percentile
25 Sep 2026	None	30 of 100
24 Sep 2026	None	37 of 100
23 Sep 2026	None	35 of 100
22 Sep 2026	None	35 of 100
21 Sep 2026	None	27 of 100
18 Sep 2026	None	17 of 100
17 Sep 2026	None	14 of 100
16 Sep 2026	None	23 of 100

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

Open Signal History in RingMaster The Signal History guide

Sector Split

On 25 Sep 2026, 63 of 135 Financials names were bullish and 32 were bearish, paper trading.

Sector	Names	Bullish	Bearish	Neutral
Financials	135	63	32	40

Paper trading. The model's figures from 25 Sep 2026, one trading day behind, as the Free plan shows them.

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Price Chart

UNM closed at 91.12 on 28 Sep 2026.

Figure	Value
Last close	91.12
Change over 5 trading days	-2.6%
Change over 21 trading days	-1.4%
Change over 63 trading days	+1.6%
Change over 252 trading days	+18.8%
52 week high	96.77
52 week low	69.02
20 day moving average	93.90
50 day moving average	91.13
200 day moving average	82.44
RSI, 14 days	45

Worked out from the desk's own daily bars, adjusted for share splits.

From the daily bars through 28 Sep 2026. Current on every plan.

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Earnings Radar

UNM reports next on 3 Nov 2026, a date worked out from past quarters.

Figure	Value
Next report	3 Nov 2026, after the close
Date	Worked out from past quarters
Move after the report of 28 Jul 2026	-4.9%
Move after the report of 30 Apr 2026	+0.6%
Move after the report of 28 Jan 2026	0.0%
Move after the report of 29 Apr 2025	-2.0%

Earnings calendar as of 28 Sep 2026. Current on every plan.

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Seasonality

In the 23 Septembers on record, UNM's average change was plus 1.3 percent, and it rose in 47.8 percent of them.

Month	Average change	Middle change	Share of years up	Years
September	+1.3%	0.0%	47.8%	23
October	-0.3%	+1.2%	56.5%	23
November	+3.2%	+3.5%	56.5%	23

Each figure is a month end to month end change in past years. A past month says nothing certain about the next one.

Monthly history through 28 Sep 2026. Current on every plan.

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Headlines

The desk's news feeds carried 1 headline naming UNM in the 3 days to 28 Sep 2026.

Figure	Value
Headlines in the window	1
Latest	28 Sep 2026

The titles are in the Headlines window, with the time each was published.

Headlines as of 28 Sep 2026. Current on every plan.

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Questions

What is UNM's IV rank?: UNM's IV rank is 57 of 100 on 28 Sep 2026.
What move are UNM options pricing?: On 28 Sep 2026, UNM options priced a move of 7.0 percent down and 8.5 percent up by 16 Oct 2026.
Where are UNM's call wall and put wall?: On 28 Sep 2026, UNM's call wall is the 110 strike and its put wall is the 90 strike.
What was the desk's latest view of UNM on the Free plan?: On 25 Sep 2026 the desk's view of UNM was neutral, paper trading.
When does UNM report earnings next?: UNM reports next on 3 Nov 2026, a date worked out from past quarters.

More Financials names

Guides and the full list

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